Personal banking

Checking and savings accounts

Your money when you need it, where you need it. Spend and save with no hidden fees with our personal checking and savings options. 

close up image of a person holding their phone and a debit card
Penny, B2 Bank's pig mascot, wearing sunglasses

Credit cards

From rewards cards to credit building cards, we have the right VISA® credit card for everything that matters.

person holding a payment terminal while another person taps their credit card to pay
  • No monthly service charge

  • $500 minimum opening balance

  • Interest bearing deposit, based on Term of Certificate

  • Statements provided at Maturity

  • Penalties apply for early withdrawal

Personal Certificate of Deposit

various dollar bills laying on top of each other
Penny, B2 Bank's mascot pig, smiling and giving a thumbs up

IRA Savings

  • $100 minimum opening deposit

  • Interest based on the Personal Savings Account rate

  • Quarterly statements

  • Multiple deposits allowed

Individual Retirement Accounts (IRAs)

IRA Premier Savings

  • Minimum opening deposits are tiered

  • Interest based on the Personal Money Market Account tiered rates

  • Quarterly statements

  • Multiple deposits allowed

IRA Certificate

  • $500 minimum opening deposit

  • Interest based on the Term of Certificate

  • Statement available at Maturity

  • Terms offered are based on the Personal Certificate of Deposit options. Penalties apply for early withdrawal.

We offer a variety of loans to meet any need and budget. Get in touch with us to talk to an experienced lender and discuss the loan that’s right for you.

  • Vehicle loans – get a new or used car, truck, or SUV

  • Consumer loans – buy a recreational vehicle—like a motorcycle, boat, snowmobile, or four-wheeler—or finance a personal expense

  • Mortgage loans – buy a new home or refinance an existing mortgage loan

  • Home Equity loans or lines of credit – for home improvements, debt consolidation, or other credit needs

  • Construction loans – for the construction of a new home

  • Personal credit lines – for periodic credit needs or to provide overdraft protection

Loans

closeup of two people shaking hands

By clicking the link above, you will be completing an online consumer loan application via Docusign. Please complete the application as completely as possible.

Other services available

stack of bills

Visa, Mastercard, and Discover Credit Card cash advance

safe deposit box

Safe deposit boxes (subject to availability)

a bill inside of an envelope

Personal money orders and cashiers checks

cards with a bow tied around them

Gift cards and travel money cards

check with a signature on it

Reorder checks easily by clicking here

Let’s bank together