Checking and savings

The perks

two debit cards

FREE Instant Cash and Debit Card (subject to qualification)

money dispensing out of an ATM slot

FREE ATMs at 2 Short Stop locations and many Instant Cash locations

online banking

Secure online banking

image of a bill with a lock over it

Optional overdraft protection on checking accounts (subject to qualification)

image of a bill with arrows pointing away from it

Wire transfers

Payroll direct deposit

Personal checking and savings options

Penny-wise Checking

  • $100 opening deposit

  • No service charge

  • No minimum daily balance required

  • No interest

  • First box of checks free

Freedom 50

  • $50 opening deposit

  • No service charge

  • No minimum daily balance required

  • Interest bearing

  • Free checks

Contact us at 218-749-3190 to apply for a debit card today!

Money Market

  • $500 opening deposit

  • $7.50 monthly service charge (waived with minimum balance)

  • $500 minimum daily balance required

  • Interest bearing

  • Checks not available

Money-wise Savings

  • $100 opening deposit

  • $6 quarterly service charge (waived with minimum balance)

  • $100 minimum daily balance required

  • Interest bearing

Open an account today

Visit a branch to open an account today!