Update to Regulation CC Thresholds
Starting July 1st 2020, inflation adjustments will impact the thresholds to “Regulation CC” as following:
$200 is changing to $225 (Note: the $200 amount is still referred to $100 in Reg CC). This amount is used on case-by-case holds and will impact most financial institutions.
$5,000 is changing to $5,525. This amount is used on certain special exception holds, such as large deposit holds, new account holds, and repeatedly overdrawn holds. This change will also impact most financial institutions.